An investor may get back less than the amount invested. Information on past performance, where given, is not necessarily a guide to future performance. The capital value of units in the fund can fluctuate and the price of units can go down as well as up and is not guaranteed. The investments and services offered by us may not be suitable for all investors. If you have any doubts as to the merits of an investment, you should seek advice from an independent financial advisor.

You should be aware that certain types of funds might carry greater investment risk than other investment funds. Investment in the securities of smaller companies can involve greater risk than is generally associated with investment in larger, more established companies that can result in significant capital losses that may have a detrimental effect on the value of the fund.

You should not invest in that fund unless you are prepared to sustain a total loss of the money you have invested plus any commission or other transaction charges. Ensure that your investment does not compromise your primary needs.

Some of the statements contained in this Website, includes information incorporated by reference, discuss future expectations and projected financial success gathered by the management, which is believed to be ultimately significant. Those statements are subjected to both known and unknown risks, uncertainties and other unforeseen factors, which could be beyond the management control.

Important factors that may cause the actual results to differ from those expressed within may include, but are not limited to the following:

• The success or failure of the company’s effort to successfully market its services as scheduled.

• The company’s ability to maintain a substantial level of returning clients and a growing referral base.

• The effect of changing legislation and government regulation.

However, the assumptions disclosed herein are those that management believes are significant to the company’s growth.